The Caderneta Predial Urbana is a unique certificate for each property, as an identification document of the property. Issued by the Tax Authority (AT) and also called Matrix Certificate. This document contains all the tax information regarding the property.
For example, in the case of a property in a building, Caderneta Predial Urbana will include the following information:
- Housing holders: tax identification (name and tax residence)
- Property location
- Identification of the building, district, municipality, parish and matrix article (number assigned by the finances to the building)
- Description of the building: the type of building and if it is a horizontal property regime
- Building areas: a total area of land and an area of implantation
- Confrontations: if it faces north, south, east or west
- Identification of the autonomous fraction – an indication of the floor or corresponding letter – and a location of the fraction
- Fraction areas: private gross area and dependent gross area
- Elements of fraction and what it is for (for example: Permanent Own Housing or Secondary Housing), typology (number of divisions), permillage and number of floors
- Housing valuation data: the year of registration in the matrix, the current Tax Asset Value (VPT) of the fraction, the statistical data of registration and the formula used for calculating the VPT
It is necessary for:
- Prove the tax and matrix status of a property;
- Provide information about the building and/or fraction and its owners;
- Register at the Land Registry Office;
- Sell or buy a house;
- Subscribe to multi-risk home insurance;
- Calculate the IMI;
- Reassess the VPT;
- Water and electricity contracts are signed;
- Obtain energy certificate;
- Ask for home credit.
How to get The carderneta predial urbana?
The Caderneta Predial Urbana can be requested:
at the branches of the Tax and Customs Authority (AT), through a determined fee. To do this, you just need to present your citizen card and reveal the property’s number.
or
online and free of charge on the Finance Portal with your access code (the same one that you use to fill out the IRS). The document is valid for 12 months.
To consult your property book online, follow these steps:
- 1st step: Access the Finance Portal, at www.portaldasfinancas.gov.pt;
- 2nd step: Click on Tax services and then on Citizens, Consult, Real Estate and Property heritage;
- 3rd step: Make your authentication, inserting the Tax Identification Number (NIF) and the password to access the Finance Portal. After clicking on the “Enter” button, an updated list with your property heritage is displayed. Data related to the parish, article, year of matrix registration, initial value and current value of each building are indicated;
- 4th step: Select the booklet of the desired property. Then, a window with the document will open. You can save it in PDF format or print it out.
How can I get the certificate?
Only the legitimate owner of the property or his legal representative.
The property book is not given to third parties, and there is an option to purchase a simplified version of it, requesting a Certificate of Land Registration, the Technical Housing Form or the Housing License, at the City Council of the area where the property is located.
What kind of information contains the document?
It is important to know how to read the urban property booklet, so you can make a correct management of the Property Tax Value (VPT) of the properties and the amount payable of Municipal Property Tax (IMI). Anyone can read it.
Two very important aspects: the Fraction Areas and the Age of the Property.
